Читали план Бидона про 401К?

Я так поняла, суть в том что, чем больше зарабатывать, тем меньше получать по 401К simple as that.... План по дискриминации так сказать. Дааааааааа, коммунизм прям во всей красе.

Enjoy Biden lovers ( Linda в частности ты что то там про пенсии возмущалась, ну так при Бидоне их вообще не будет )

https://www.forbes.com/sites/ebauer/2020/08/25/joe-biden-promises-to-take-away-401k-style-retirement-savings-whats-that-mean/amp/

One of the items in that document and on the Biden campaign website is a promise to “equalize the network of retirement saving tax breaks” — a proposal that generally translates to eliminating the tax advantages currently enjoyed by retirement savings accounts and replacing them with a “credit” or “match.” The idea is that the tax advantages, or “tax expenditures,” as they’re called, disproportionately accrue to relatively higher earners, and the hope of a change is to provide benefits in equal measure to all income groups.
As it is, “nondiscrimination” regulations require that employers design their plans to ensure that the amount of benefit received by lower-income workers is not too much less, proportionately, than highly-compensated employees, even though the latter are more likely to save and receive matches. The entire system is designed on the expectation that employers’ concerns lie largely with their higher earners and that they must be regulated into offering similar benefits to their lower earners....

Планктон пока еще средний класс, это не low income jobs. Я так понимаю именно этот планктон хотят "сравнять". А кто мешает становиться менеджером? Или открыть свой бизнес например? Все можно если захотеть.

Ну, средний класс сливают уже последние лет 30 а то и больше и начало всему чайнамарт, куда слили все рабочие места. А государство только этому содействовало. Трамп хоть как то с этом бореться, а подстава с Бидоном- это будет та же песня, только теперь со скоростью звука. Его план по 401К- "коммунизм мы построим"- инженер и дворник с одинаковой пенсией.

Понравилась речь Меланьи. Умница! И про эпидемию достойно все сказала безо всяких трамповских ярлыков, и вообще все по делу.. много говорила, но все интересно..понравилось как сказала про распространение в стране наркоты и адикшен людей, призвала всех- включая школы, юриспруденцию, прессу... не умалчивать эту проблему, а избавляться от нее. Правильно! Надо ей взяться за эту проблему серьезно если останется на второй срок.Ну вот, подумала сама и прекрасную речь толкнула безо всяких типажей. Я даже загордилась ею, слушая славянку, чувствуется отличие от типичных пустых речей как от демов так и от репов. Если рыжий останется на плаву то только благодаря ей.
А в целом по выборам - кошмар, ни репы ни демы не могли найти кандидата достойого.С Трампом давно все ясно,он не на месте, это очевидно всем, и дело не в полиси, а в персоналити. Байден выбрал эту хамелионку Камелу, кто проталкивает драги, а криминалов, устраивающих встране поджоги и погромы на непрекращающихся райдс называет героями. Голосовать конечно пойдем, но графу президент придется пропустить. Не могу голосовать ни за Трампа ни за эту Камалу, не нравятся они мне оба равнозначно..Если Байден выиграет, она его быстро подменит, он как на ладу дышит, в любой момент может скопырнуться. Я терпеть не могу слушать ее голос, а как президента тем более..

Николь, ну чего ты несёшь ? как Камала -attorney general, top prosecutor. может протаскивать драг, и криминал. Совсем уже Ку-Ку.
И, вообще, сравнивать Меланию -модель, вешалку для одежды с
Камалой -lawyer и сенатор, prosecutor. Как раз она была очень жесткой, и ее за это и критикуют. Within the first six months of taking office, Harris cleared 27 of 74 backlogged homicide cases by settling 14 by plea bargain and taking 11 to trial; with nine convictions and two hung juries, she attained an 81 percent success rate. She took 49 violent crime cases to trial and secured 36 convictions, for an 84 percent success rate.[73] From 2004 to 2006, Harris achieved an 87 percent conviction rate for homicides and a 90 percent conviction rate for all felony gun violations.[74]

In 2011, Harris announced the creation of the Mortgage Fraud Strike Force in the wake of the 2010 United States foreclosure crisis.[116] That same year, Harris obtained two of the largest recoveries in the history of California's False Claims Act – $241 million from Quest Diagnostics and then $323 million from the SCAN healthcare network – over excess state Medi-Cal and federal Medicare payments.[117][118]

Другое дело, что консервативно настроенные мужики из категории Angry White Men,
И консервативные тетки терпеть не могут карьерно успешных женщин, да , ещё так хорошо и уверенно чувствующию себя в мужском мире политики.

Камала хорошо Приложила Финсовые Компании - From 2013 to 2015, Harris pursued financial recoveries for California's public employee and teacher's pensions, CalPERS and CalSTRS against various financial giants for misrepresentation in the sale of mortgage-backed securities. She secured multiple nine-figure recoveries for the state pensions, recovering about $193 million from Citigroup, $210 million from S&P, $300 million from JP Morgan Chase, and over half a billion from Bank of America.[127][128][129][130]

Форум пенсионерок, у которых иЛи родители пенсионеры,, поэтому голосовать только за Байдена, так как все его программы так или иначе нацелены на улучшение жизни пенсионеров,так как ему это ближе и понятливее самому из-за возраста, хотя не зВучит возбуждающе для молодых, но то, что делает сейчас Трамп прямо нацелено на то, чтобы убрать social security скоро вообще, а многие здесь рассчитывают не на свои миллиарды с их шотчислениями, а на обычные пенсии мужа, или даже государственные подачки на пенсии

Trump payroll plan would deplete Social Security by 2023:
https://thehill.com/policy/finance/513556-trump-payroll-plan-would-deplete-social-security-by-2023-administrator

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Hаше от нас не уйдет. Tо, что ушло-было не наше.

Americans count on Social Security for retirement, disability and survivor benefits. But the program’s funds could face a shortfall sooner than previously expected due to Covid-19.

Former vice president Joe Biden, the presumptive Democratic nominee for president, has unveiled plans to shore up the program’s solvency while increasing benefits in several areas.

The changes would mean more taxes for high earners. But it would also ensure that benefits stay a certain amount above the federal poverty level for those at the bottom....

Biden’s campaign plan calls for restoring the long-term solvency of the program by having high-wage earners pay taxes toward Social Security. Currently, employees and employers each pay 6.2% from wages. But that is currently capped at wages of $137,700. Biden’s plan calls for applying those taxes to earnings over $400,000.

Biden’s plan would improve benefits for individuals in several key ways.

It calls for increasing payments for individuals who have been receiving retirement benefits for at least 20 years. That would represent a 5% increase to the their full retirement age benefit amount. The idea is aimed at protecting those older individuals against having to deplete their savings.

Biden’s plan would also set a minimum benefit so that all workers who put in 30 years of work would be guaranteed a benefit equal to at least 125% of the federal poverty level.

The plan would also increase survivor benefits for widows and widowers by about 20% more per month. Surviving spouses currently receive 100% of a deceased worker’s benefit as long as they are at full retirement age or older. But many individuals take those benefits before their full retirement age, which reduces their Social Security checks.

Biden’s proposal also calls for letting teachers who are not eligible for Social Security begin receiving pension benefits sooner than the 10 years that many of their plans currently require.

The plan also calls for eliminating benefit cuts for workers who are eligible for both Social Security and a separate pension.

https://www.cnbc.com/2020/08/18/heres-how-joe-biden-plans-to-change-social-security-if-elected-president.html

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Joe Biden recently called for lowering the age of Medicare eligibility to 60 years as part of his plan to expand health insurance coverage in the US

Medicare remains one of the most popular government programs. It provides nearly universal coverage to those 65 years and older and to many people with disabilities. Despite covering an expensive group, Medicare’s costs have grown more slowly than costs for private insurers on a per-person basis.2 And once enrolled, individuals are covered for the remainder of their lifetimes. As a consequence, Medicare is a logical place to look for improvements in health coverage.

A lower age of eligibility would cover everyone in the expanded age group, and unless people are receiving insurance through employers, their primary coverage source would be Medicare. In contrast, a buy-in would allow individuals to treat Medicare as one option among others from which to choose. We focus here on lowering the eligibility age.

Why offer greater access to Medicare? People aged 60 to 64 years have greater health care needs than younger Americans, and those who now buy insurance on their own would likely find Medicare a good source of coverage, potentially at a lower cost. Lowering the eligibility age would not, however, substantially lower the number of uninsured individuals because older Americans have higher rates of coverage compared with younger adults.

Compared with other Medicare expansion proposals, a lower age of eligibility would be a relatively simple expansion, especially if the age were set at 60 years or older. Many of the rules and characteristics of Medicare could remain the same. For example, Medicare is an individual benefit program, so there is no family coverage. Because covering dependents is less of an issue for those older than 60 years, this would not be as much of a disadvantage compared with an eligibility expansion to younger adults. Moreover, the general benefit structure of Medicare could remain unchanged, as people in their 60s are more like current beneficiaries in terms of their health care needs.
https://jamanetwork.com/channels/health-forum/fullarticle/2767947

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Hаше от нас не уйдет. Tо, что ушло-было не наше.

лучше скажите, че это у вас из нью-ёрка все бегут и в чикагах рожи друг дружке бьют

Joe Biden Promises To End Traditional 401(k)-Style Retirement Savings Tax Benefits. What’s That Mean?


https://www.forbes.com/sites/ebauer/2020/08/25/joe-biden-promises-to-take-away-401k-style-retirement-savings-whats-that-mean/#4ce0b97f4eb0

Линдуська-соплюська любит считать деньги в 401 плане. на-ка, выкуси

Да, ты хоть поняла, О чем там речь, горе-Капиталист :?

Дел

о чем?